Own a House, Condo, or Investment Property?
We offer stress-free private loans with no bank involvement, catering to individuals with poor or no credit
- Poor Credit? No Worries!
- Skip Bank Hassles – Close in 7-14 Days!
- Quick and Simple Approval Process!
Own a House, Condo, or Investment Property?
We offer stress-free private loans with no bank involvement, catering to individuals with poor or no credit
- Poor Credit? No Worries!
- Skip Bank Hassles – Close in 7-14 Days!
- Quick and Simple Approval Process!
If you’re a Florida homeowner with accumulated equity but facing credit challenges, The Private Money Pros offers solutions. Explore your refinance options without the need for perfect credit, even if you have a history of poor credit, foreclosure, bankruptcy, or self-employment. We provide access to your home equity when conventional banks may not.
OUR SERVICE
Home Equity & Refinancing
Need to refinance but facing challenges? We provide solutions for:
✔ Divorce or legal judgment refinancing
✔ Self-employed individuals with income verification issues
✔ Accessing home equity for emergency reserves or investments
Foreclosure & Debt Solutions
Struggling with foreclosure or debt? We help Florida homeowners:
✔ Settle HOA foreclosure issues
✔ Halt foreclosure proceedings
✔ Clear judgments and IRS liens
✔ Consolidate debt with home equity
Property Investment & Improvements
Looking to invest or upgrade? We offer refinancing for:
✔ Home improvement projects
✔ Purchasing a home, condo, vacation home, or rental property
✔ Cash-out refinancing for future financial goals
"What's a Private Money Loan?"
- Mortgage loan based on property’s value or equity
- Suitable for borrowers with poor or no credit, or income verification challenges
- Quicker alternative to traditional loans, useful for urgent situations like foreclosure
- Higher interest rates, but offer flexible terms (amortized or interest-only payments)
- Rates and terms up to 30 years for various property types
How to start
The Pros Simple 1-2-3 Approval Process
Apply Now
Begin by filling out our online application or give The Pros a call at 813-727-5109 to apply over the phone or arrange an appointment
Collect Your Documents
Our streamlined documentation process is quick and straightforward. The Pros will guide you through exactly what is needed to submit your application to the lender.
Loan Approval & Closing
Expect a lender response within 1-3 days. Once approved, we can finalize the loan within 7-14 days after your property title is cleared. Homeowner’s insurance is required to complete the loan, and we can help you secure a policy if needed.
Fast, easy, and hassle-free! Most loans are completed in just two weeks from start to finish.
How to start
The Pros Simple 1-2-3 Approval Process
Apply Now
Begin by filling out our online application or give The Pros a call at 813-727-5109 to apply over the phone or arrange an appointment
Collect Your Documents
Our streamlined documentation process is quick and straightforward. The Pros will guide you through exactly what is needed to submit your application to the lender.
Loan Approval & Closing
Expect a lender response within 1-3 days. Once approved, we can finalize the loan within 7-14 days after your property title is cleared. Homeowner’s insurance is required to complete the loan, and we can help you secure a policy if needed.
Fast, easy, and hassle-free! Most loans are completed in just two weeks from start to finish.
why get a private money loan?
Convenience
Hard money loans eliminate the hassle of dealing with banks and their seemingly endless documentation requirements. These loans close quickly
Debt Consolidation
The Pros will evaluate your financial situation to determine how debt consolidation could benefit you through a hard money loan.
Home Improvement / Complete Construction
The Pros can secure the funds you need to finish your projects.
Loan products
Cash-Out Refinance
Replaces an existing mortgage with a new one, allowing the borrower to take out cash based on home equity.
Home Equity Loan
A loan that allows homeowners to borrow against the equity in their property.
Foreign National Loan
Mortgage financing for non-U.S. citizens looking to purchase property in the U.S.
Construction Loan
A short-term loan that funds the building of a new home or property.
Bridge Loan
Short-term financing used to bridge the gap between buying a new property and selling an existing one.
Land Loan
A loan used to purchase land, either for investment or future development.
Debt Consolidation Loan
Combines multiple debts into one loan with a single payment, often at a lower interest rate.
Purchase Loan
A mortgage loan used to buy a home or investment property.
Properties Eligible for Hard money loan
Properties Eligible for Private Loans
- Residential properties (owner-occupied and non-owner-occupied homes, condos, and townhomes)
- Various land types (raw, commercial, farms, etc.)
- Investment and commercial properties (multi-family, mixed-use, tiny homes with land)
- Specialty properties (hotels, motels, storage units, gas stations, apartments, strip centers, horse farms) Florida Hard or Private Money loans are flexible, offering a quick, hassle-free process to leverage home equity effectively.
Why Choose Us
With our flexible and customer-focused approach, we make home financing easy and stress-free. Enjoy the following benefits:
- No FICO requirements
- No Upfront Fees
- Can get approval in 24 hours
- No-prepayment penalties (on Single Family Homes)
